illion Credit Report: What Happened and Where to Check It Now

August 20, 2026 3 Min Read

Most guides still call illion a separate credit reporting body. That’s wrong now. As of April 2026, illion merged into Experian. Here’s what that means for your illion credit report today.

Quick Answer: illion Credit Report

From 1 April 2026, illion and Experian merged. They now form one Experian credit reporting body in Australia. Your illion credit report is now part of your Experian credit report. It includes all your old illion data, plus Experian’s own records. To check it, request your report from Experian, not illion. Australia now has two main credit reporting bodies: Experian and Equifax. There used to be three.

What Actually Happened to illion

Experian bought illion in Australia and New Zealand. The ACCC, Australia’s competition regulator, cleared the deal. It found no competition concerns.
The two firms merged under the Experian name. This wasn’t just a rebrand. It was a real merge into one reporting body.
From 1 April 2026, illion stopped running as its own body. Lenders who ask for a report now get the merged Experian data, not a separate illion report.
Australia’s main credit bodies dropped from three to two. Experian and Equifax now cover the ground that Experian, illion, and Equifax used to split.

How to Check What Was Your illion Credit Report

Request your report straight from Experian. That’s now the right place to find what used to be your illion report.
Your old illion data hasn’t vanished. The merged Experian report keeps all your illion history. It’s just filed under a different name now.
Call Experian if you have questions. Their consumer line (1300 784 134) can help with old illion data or your current Experian report.
Older guides that point you to illion are now outdated. If a page still describes illion as a standalone body, it was likely written before April 2026.

Australia’s Credit Reporting Bodies Today

Experian and Equifax are the two main bodies now. Most lenders pull a report from one or both, instead of checking illion separately.
Each body can hold slightly different details. Lenders don’t always report to both the same way. It’s still worth checking each report.
This is a real shift from the old three-body system. If you used to check Experian, illion, and Equifax as three sources, that’s no longer how it works.
Free credit reports are still on offer from each body. You’re still entitled to a free copy now and then. You just do it through one fewer channel.

Why This Matters If You’re Fixing Your Credit

Errors once on your illion report now sit on your Experian report. If you were disputing an illion error, that process now runs through Experian.
Checking just one body used to mean missing what the other held. With one fewer body, that risk drops a bit. Checking both Experian and Equifax still matters.
Credit repair services that mention “illion” may use old language. Ask any service you’re considering if they know about the April 2026 merger.
Your credit score may reflect the merged data now. Since the report combines both datasets, check your current score with Experian rather than trusting an old illion figure.

FAQ: illion Credit Report

Is illion still a credit reporting body in Australia?
No. From 1 April 2026, illion merged into Experian and no longer operates as a separate credit reporting body.

How do I get my illion credit report now?
Request your Experian credit report directly from Experian. It includes all your historical illion data.

Will I lose my credit history from illion?
No. Your historical illion data is included in the merged Experian report, not lost.

How many credit reporting bodies are there in Australia now?
Two: Experian and Equifax, down from three after the April 2026 Experian-illion merger.

Can I still get a free credit report?
Yes. You’re generally entitled to a free periodic report from each of the two remaining bodies, the same right as before the merger.